Jim Cramer Thinks These Two Stocks (WFC) (TJX) Will Continue To Beat Analyst Expectations In 2025

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Few things can match the excitement of seeing a stock you own outperform the market and make money. The tricky part is figuring out how long you have to hold out before a dreaded correction occurs. Lucky for you, investment guru Jim Cramer just shed light on two high-performing stocks from 2024 that he thinks will continue to be winners in 2025. Read on to find out what they are.

From its humble beginnings in the stagecoach era of the Old West, this bank has grown into one of the most important financial institutions in the world. The Federal Reserve considers Wells Fargo too big to fail. That speaks volumes about the size and reach of the bank, but it has also earned the bank additional scrutiny from regulators.

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Despite being a profitable bank, Wells Fargo has been restricted by an “asset cap” of $1.95 trillion since 2018. The asset limit was implemented by the Federal Reserve as punishment for a high-profile scandal involving Wells Fargo employees creating fake accounts for existing customers to rack up additional fees. However, a recent article in Reuters indicates that the Federal Reserve could lift that ban in 2025.

Jim Cramer has heard the same thing and believes the rumor is true. When the topic of Wells Fargo came up at a recent meeting of his investor club, Cramer said, “The idea that this folly by the regulators can continue into 2025 is pretty unfathomable. While Wells Fargo has done a lot despite a restriction on its operations, it is inconceivable that lifting the restriction would make no difference to the stock.”

It is also likely that the new Trump administration will take a more “hands-off” regulatory approach than the outgoing Biden administration. That also plays to Wells Fargo's advantage. This may be the right time to buy some shares and remember that this stock has passive income potential. Benzinga's estimates and public filings show that Wells pays a solid 2.24% dividend on the $71.57 stock price.

See also: Arrivald Home's Private Credit Fund has historically paid an annualized dividend yield of 8.1%*, which provides access to a pool of short-term loans backed by residential real estate with a minimum of $100.

TJ Maxx is in the retail business, but Jim Cramer thinks it could also benefit from the coming change in White House leadership. Cramer believes that Trump's proposed tariffs on certain consumer products will increase prices at traditional retailers. That could push customers toward more affordable alternatives, putting them right into TJ Maxx's wheelhouse.

This company has been one of America's leading discount retailers for decades and has a well-deserved place in the hearts of bargain-conscious shoppers. TJ Maxx gets those bargains by buying excess inventory from stores at a deep discount. Unlike traditional retailers, who must pass the price of tariffs on to consumers, TJ Maxx will purchase inventory after the tariff has already been paid.

Retailers may also try to avoid the tariffs by overordering inventory before Trump's tariffs take effect. That could also translate into big discounts for TJ Maxx customers and solid profits for TJ Maxx shareholders. During a recent earnings call, TJ Maxx CEO Ernie Herrman told shareholders, “Manufacturers could bring goods in earlier. That could create even more availability of goods at value prices for us.”

TJ Maxx has something else in common with Wells Fargo. It is popular with passive income investors because it pays a dividend. According to Benzinga's latest estimates, TJ Maxx pays a dividend of 1.23% on its stock price of $121.65. If you're concerned about the effect the tariffs will have on your favorite retail stocks, consider switching to TJ Maxx in the discount sector for higher profits.

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This article, Jim Cramer Thinks These Two Stocks (WFC) (TJX) Will Continue to Beat Analyst Expectations in 2025 originally appeared on Benzinga.com