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Do you have federal student debt? We want to hear from you.

    If you have federal student debt, you’re probably anxiously awaiting the Supreme Court to decide whether the Biden administration has the authority to forgive up to $20,000 of those loans.

    It’s been more than three years since most borrowers had to make loan payments, which were interrupted at the start of the pandemic. But once the highest court has issued its ruling, which is expected at the end of June, monthly payments are likely to resume within months.

    The uncertainty has left millions of borrowers in a state of uncertainty and with lingering questions. How much do I owe? Will I be able to afford it? What kind of payment plans are there?

    The New York Times is interested in hearing from people who will be affected by the impending decision: individual borrowers, parents with PLUS loans, debtors who feel they should enroll in income-related repayment plans, and anyone whose financial lives will be affected in some way .

    We will not publish any part of your submission without contacting you first. We may use your contact details to contact you.